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Students who shun college debt face other risks

LONG BEACH, Calif. — Jesse Yeh uses the University of California, Berkeley library instead of buying textbooks. He scrounges for free food at campus events and occasionally skips meals.

He's stopped exercising and sleeps five to six hours per night so he can take 21 credits — a course load so heavy he had to get special permission from a dean.

The only thing he won't do: take out a student loan.

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budget